Health insurance covers medical expenses arising from illnesses, accidents, or critical conditions. It ensures access to quality healthcare without worrying about financial constraints.

Required Documents

• Identity proof (Aadhaar card, PAN card, Passport)
• Address proof (Utility bills, Rent agreement)
• Age proof (Birth certificate, school leaving certificate)
• Medical test results (as required by the insurer)

• Age: 18–65 years (senior citizens may have separate plans)
• Dependents (spouse, children, or parents) can be included
• No major pre-existing illnesses (or specific terms may apply)

Disclose all pre-existing conditions honestly to avoid claim rejections later.

• Choose family floater plans for cost-effective coverage.
• Opt for a policy with cashless hospitalization at preferred hospitals.
• Check for add-ons like maternity benefits or international coverage.