Personal insurance protects individuals and their families from financial losses caused by unforeseen events such as accidents, natural disasters, or medical emergencies. It provides peace of mind by covering costs that may otherwise lead to financial stress.

Required Documents

• Identity proof (Aadhaar card, PAN card, Passport)
• Address proof (Utility bills, Voter ID, Rent agreement)
• Recent passport-size photographs
• Income proof (Salary slips, bank statements, or ITR)
• Previous insurance policy details (if any)

Insurance Eligibility

• Age: 18–65 years
• Must be a resident of the country
• Stable income source or employment verification
• Medical test results (for certain plans)

Ensure you disclose all pre-existing conditions or previous claims accurately. Misrepresentation may result in claims being rejected.

1. Compare policies online to find the best coverage at affordable premiums.
2. Look for plans with no-claim bonuses for long-term savings.
3. Opt for add-ons like accidental coverage or critical illness benefits.